I&M Bank Limited, is a commercial bank in Kenya. I&M Bank serves the banking needs of large and small business customers as well as individuals, with emphasis on large and medium-sized corporations.
It was established in 1974 when Investments & Mortgages Limited was formed as a private company providing personalized financial services to business people in the Nairobi area. In 1980, I&M, as the company was known at that time, was registered as a Financial Institution under the Banking Act. I&M became a commercial bank in 1996.
In 2003, I&M Bank acquired Biashara Bank of Kenya Limited, expanding I&M’s branch network, client base and assets under management.
In 2007 DEG and PROPARCO, two International development financial institutions, invested approximately US$4.5 million to acquire 11.96 percent shareholding in I&M Bank. That shareholding was later increased to 19.7 percent.
In 2013, I&M Bank created I&M Holdings Limited, as the holding company of all the group’s businesses and subsidiaries. In September 2015, I&M Holdings began the process of acquiring Giro Commercial Bank and the merging of its business with that of I&M Bank Limited. The process, which required regulatory approval, was concluded in February 2017, with Giro Commercial Bank surrendering its banking license and becoming part of I&M Bank Kenya.

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